Reyes Solutions — Credit Repair & Funding
Proven Credit Repair System

Your Credit Score Is Holding You Back. We Change That.

Reyes Solutions helps everyday Americans break free from bad credit — so you can qualify for the home, the car, the funding, and the life you deserve.

200+Points Average Increase
500+Clients Served
35Day First Results
98%Client Satisfaction
🔒 FCRA Compliant
📋 Contract Included
⚡ 35-Day Updates
🌟 Referral Rewards

Bad Credit Costs You More Than You Think

Every day with a low credit score is money out of your pocket — higher interest, denied applications, and missed opportunities.

🏠

Mortgage Denied

Dream home out of reach. Landlords and banks say no before you even sit down.

💼

Business Funding Blocked

Can't access capital to grow your business. Lenders see risk, not your vision.

💳

High Interest Rates

Paying thousands extra per year in interest. Bad credit makes everything cost more.

😓

Stuck in the Cycle

Trying to fix it yourself only to feel overwhelmed and get no results.

Real Clients. Real Results.

Before
520
Poor — Denied everywhere
90 Days
650
Fair — Approvals begin
6 Months
740+
Excellent — Full access

*Results vary by client. Most clients see first changes within 35 days.

Everything You Need to Fix Your Credit — Done For You

We handle the entire process — from disputing negative items to setting you up for funding — so you can focus on your life.

01

Credit Repair

We dispute inaccurate, outdated, and unverifiable negative items directly with all three bureaus.

  • Equifax, Experian & TransUnion disputes
  • Collections, charge-offs, late payments
  • CFPB escalation when needed
  • 35-day update reports
03

Mortgage Prep

Getting ready to buy a home? We prepare your credit profile specifically for mortgage approval.

  • DTI & score optimization
  • Derogatory item removal
  • Rapid rescore support
  • Lender coordination

Simple. Automated. Proven.

Our system is built to work for you — no chasing, no guessing, just progress.

1

Free Consult

We review your credit and identify what's hurting your score.

2

Onboard

Sign your contract, set up monitoring, submit documents — all online.

3

We Dispute

Professional dispute letters sent to all three bureaus.

4

Track Progress

Automatic updates every 35 days showing what was removed.

5

Unlock Access

Better score, better approvals — housing, funding, whatever your goal.

Real People. Real Wins.

We don't just tell you we get results — we show you. Real screenshots from real clients. Proof first, then their words.

Before — Nov 19, 2025
After — Mar 31, 2026
665Fair↑ 122 pt
565Bad↑ 6 pt
535Bad↑ 7 pt
Credit Score Factor Updates11/19/2025
25Deleted
2Updated+
1Updated−
3Added
Your Credit Scores03/31/2026
670Fair↑ 116 pt
670Fair↑ 113 pt
668Fair↑ 116 pt
+113 to +116 pts across all 3 bureaus ✓
↑ 116 Points · 25 Negative Items Removed
★★★★★"I started with scores in the 500s and bad marks everywhere. Reyes Solutions removed 25 negative items and got me to the 670s on all three bureaus. I never thought this was possible this fast."
CR
Client Result #1Nov 2025 → Mar 2026 · Credit Repair Program
Real Screenshot — Apr 1, 2026 · ALL 3 BUREAUS: EXCELLENT
Your Credit Scores(04/01/2026)
822Excellent↑ 69 pt
817Excellent↑ 75 pt
814Excellent↑ 68 pt
800+ CLUB ACHIEVED · All Three Bureaus: EXCELLENT ✓
822 · 817 · 814 — Excellent Across All 3 Bureaus
★★★★★"I hit 822 on Equifax, 817 on TransUnion, and 814 on Experian. I literally never thought I'd see 800+ scores. Reyes Solutions did what no one else could do. Now I qualify for everything."
CR
Client Result #2Apr 2026 · Credit Repair · 800+ Achieved on All 3
Real Screenshot — Apple Card Approved $12,500
Card Balance · Payment Due In
$1,682.556 Days
Pay Early
You're Approved
Credit Limit$12,500
APR17.49%
FeesNone
View your offer, Customer Agreement, credit score notice, and APR details from Goldman Sachs.
$12,500 Apple Card · $0 Fees · Instant Approval
★★★★★"After my credit was repaired I applied for the Apple Card and got approved for $12,500 with no annual fees. This opened doors I never thought were possible before working with Reyes Solutions."
AC
Apple Card Client$12,500 Credit Limit · 17.49% APR · No Annual Fee
Real Screenshot — Navy Federal $20,000 Approved
CASH REWARDSVISA
Congratulations, you've been approved for a cashREWARDS card!Your Credit Limit$20,000.00Your Standard APR18.00%
$20,000 Navy Federal Cash Rewards — Approved
★★★★★"Bro gracias por ayudarme a conseguir esos 20k — voy a darle duro a mi negocio, invertir todo para multiplicarlo. Te lo agradezco, voy a hacer todo lo posible para recomendarte con toda mi gente. EL MEJOR 🙌"
BC
Brailyn — Business Funding ClientNavy Federal $20K Cash Rewards · Approved & Funded
Real Screenshot — $50,000 Personal Loan Approved
Congrats! You're approved.Select the loan amount and length that works best for you.
Your requested loan amount
$50,000
Lowest APR$1,728.13/mofor 36 months
APR19.99%
Fees$3,495
Deposit$46,505
Lowest Payment$1,250.98/mofor 60 months
APR20.99%
Fees$3,745
Deposit$46,255
$50,000 Personal Loan — Funded & Approved
★★★★★"The automated system kept me updated the whole time. No confusion, no waiting. My score went up 180 points and I qualified for $50K. Worth every single penny."
TW
Terrence W.Chicago, IL · $50K Personal Loan Approved

The Person Behind Your Results

You're not hiring a faceless company. You're working directly with someone who has built a system that delivers real, documented results.

Credit Repair Specialist
Business Funding Expert
FCRA Trained
Samuel Reyes Founder & CEO · Reyes Solutions I started Reyes Solutions because I know what it feels like to be held back by your credit score. I've helped hundreds of clients — from everyday people drowning in collections, to entrepreneurs who needed business funding — take back control of their financial future. My system is fully automated so you're never left guessing, and I've personally built every process to make sure you get results — not just promises. When you work with Reyes Solutions, you're working with someone who is just as invested in your score as you are.
500+Clients Helped
$2M+Funding Secured
200+Avg Points Added
3 yrsIn Business

Common Questions

Most clients see their first changes within 35 days. Full results depend on your situation, but most clients reach their goal within 3–6 months.

Yes — 100% legal. We operate under the Fair Credit Reporting Act (FCRA), which gives you the right to dispute inaccurate information. We simply exercise those rights professionally on your behalf.

Collections, charge-offs, late payments, medical debt, bankruptcies, repossessions, judgments, and identity theft items are all things we work to dispute and remove.

Very little. You'll submit your documents once during onboarding, then our automated system takes over — sending disputes, tracking results, and updating you every 35 days.

Our programs range from $99/month to $299/month depending on your goals. Book your free consultation and we'll recommend the right plan — no pressure, no commitment required.

Your Credit Comeback Starts With One Call.

Book your free, no-obligation consultation. We'll review your credit and tell you exactly what we can do for you.

No credit card required · Free consultation · Results in as little as 35 days · Plans from $99/mo